Whilst the personal payments industry as a whole owes a great deal to the likes of Transferwise et al for engaging it's target audience in a dialogue about 'out-of-touch' charging, is their approach disingenuous? If you have ever tried to do an online payment through your bank then you will know that the cost of sending the payment and the rate of exchange offered and applied to the exchange itself are two different things. Your bank will show you what rate of exchange they a

Thinking about engaging or changing the foreign exchange company you use for your personal or business payments? Here are 7 things to consider when assessing both their competency and their integrity, and why it matters. We're conscious of the fact that those who might find this post interesting will probably already know about the benefits of a broker. So, for that reason we'll go more into the whys of these questions than explaining the minutiae of the terms being used.

Content, content, content. In a bid to flesh out our swelling blog and case-study portfolio I asked the team "What can we blog about next?". They were no help at all and threw out topics like "what bank accounts help the international business man..." and "5 ways to keep ahead of interest rate rises". So, I have turned domestic and think it both relevant and generous, on behalf of the Prime Cap team and the wider deliverable FX community, to do that which many of our peers

Many small businesses can accurately, if not precisely, calculate their projected sales in the nearer term...over the coming two months, let's say. If buying items, components or actual products from suppliers abroad, small businesses will face just as real a foreign exchange exposure as their larger peers. The same tools and techniques that could mitigate the exposure of a larger business can be utilised by smaller businesses, and to the same effect, however, banks do not of

Short of some elaborate fraud (and there are some I shall describe that are just plain crafty), it is rather difficult to simply ‘lose’ your money when dealing with a foreign currency company. Having said that, one shouldn’t be nonchalant. Any FX firm you inquire with will do their due diligence on you. Why not do you due diligence on them? We appreciate that you may consider life too short and you may very well have had a concrete recommendation to use our firm, bully for y