You may be familiar with the idea of 'discretionary' and 'execution only' within the context of stock trading and asset management. Yes, we have appropriated the terms and rather crudely shoe horned in foreign exchange; however, we do believe both in the strength of these packages as easily understandable service wrappers and in the idea that demonstrating our familiarity with the terminology of our target market (as far as referral business is concerned) a la the wealth man